Stage Of Life Planning

Different stages of life require different financial strategies.

Starting Out

Managing your money doesn’t mean missing out the fun parts of life. It just means you care about your future and want to enjoy life. We can help you create a budget, manage any debts and have your money work for you.

In A Relationship

Depending on your stage of life, you and your partner may be talking about buying a home, becoming parents or even about the day you retire. Using professional financial advice can help protect and grow your wealth.

Raising A Family

Starting a family is a hugely exciting time however it can also mean changing of lifestyle and income. It can help to have a new family budget in place to help cope with the new cost of family living and financial responsibilities.

Achieve the financial freedom you’re after by ensuring your investement planning and wealth creation is in line with your retirement goals. Our holistic approach to helping manage your money means a happier retirement for you.

We want to ensure that you get to retire and live the lifestyle you had imagined. Leaving the workforce with your finances on track is so important. We can help you understand your super options, entitlements and investments as you start this next phase of your life.

Whether you are a young professional, a business owner, buying a house solo or with your partner, a farmer or just starting to think about retirement, planning for your financial future is paramount.

Working with the team at Step Up Financial Solutions will provide you with the best financial advice for your relevant stage of life. We work with you to create a specific financial plan, taking into account your circumstances, current and future goals and financial situation.

If you’ve been contemplating your financial future, take the step now and Contact Us.

Financial freedom and security is something that many of us may dream about, but sooner or later we need to ask ourselves. “Is it just wishful thinking, or am I planning to make it a reality?” Of course financial freedom may mean different things to different people, but one thing that’s certain it will never be achieved if we don’t plan for it.

– Matrix

You might be wondering how to keep the family farm, and still put food on the table. You may be at pre retirement age and planning your future lifestyle. You may be at retirement age and need advice on how to best manage your assets, investments and lifestyle needs. Our team at Step Up Financial Solutions can guide you through the confusion to tailor a clear strategy and plan to put you in the strongest possible financial position possible. Your financial plan is a ‘living document’. Over the years we continue to work with you to adjust it as you, your needs and your life goals change.


Whilst we may not give a lot a thought to “aged care” when we are younger, the chances are that at some stage in our years of retirement we will require care and support. Aged care assistance can be expensive, and just like planning your finances for family life, as we age we need to plan for aged care support, whether that be in a retirement village, aged care facility or community care.

Planning for Aged Care

As professional financial advisers we can make the process of planning for aged care that much easier. We take into consideration the following when setting up your financial future:

  • the level of care you would like or may need
  • the cost of the care 
  • any Centrelink implications
  • taxation outcomes
  • any Estate Planning implications.

Planning ahead means you don’t have to be worried about the prospect of entering aged care. We specialise in helping you manange all stages of your financial “life” plan and adapt it as you go through each stage.

We’re financial advisers and that’s what we do!


Our Mission Is to Build the Foundation of a Secure Future

Protecting you, your family and what’s important to you is done via the right insurance for your stage of life. Income Protection Insurance protects what you have now and also looks towards what you may need as the stages of your life change.

Talk to us, Step Up Financial Solutions Wodonga to make sure you have your lifestyle covered, now and in the future.


“In the minds of many people, premature death would cause the greatest possible degree of financial impact to a family due to the loss of income and the ongoing need to cover the living expenses for the surviving family. But it is possible that an even greater loss could occur if total and permanent disability strikes. A comprehensive financial plan will involve a range of strategies that specifically deal with unexpected life events that threaten your financial security. A financial adviser can help put together a plan that suits you using their knowledge, skills and resources to properly assess and identify the risk exposure in your situation. Life insurance and financial protection generally falls into four areas, as illustrated in the diagram below. You can choose to tailor the desired level of each component to create a ‘ring of protection’ around those you care about.”


1300 88 28 48


Head Office

169 Beechworth Road
Wodonga, Victoria, 3690

Quick Contact

Fill out the form below and we will get in touch to discuss how we can take you and your business further.

Step Up Financial Solutions Pty Ltd ACN 613 926 515 is a Corporate Authorised Representative (No. 1249784) of Matrix Planning Solutions (ABN 45 087 470 200 AFSL and ACL No. 238256).

Step Up Financial Solutions Limited. This website is intended to provide general information only and the information has been prepared without taking into account any particular person’s objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs. In particular, you should seek independent financial advice and you should read the relevant Product Disclosure Statement (PDS) before making any decision about a product. Past performance is not a reliable indicator of future performance. For information relating to tax, please consult an independent tax expert before acting on such information. Matrix Planning Solutions Privacy Policy